Email feedbacks:

I was at your Unveiling the Retirement Myth presentation in Edmonton yesterday. Great course with lots of useful information.

I attended your course in Calgary yesterday, enjoyed it very much and believe you have hit on a much better model on which to determine ones retirement strategies. I have always disliked the "pick a rate of return, pick a rate of inflation, how much will you spend annually and voila here is what you need to retire on!" scenario of retirement planning.  

Jim - I was at the CICA course today and found it to be excellent. I had developed my own crude personal planning tool which I thought was conservative enough to be realistic but your demonstration today has made me very anxious to try some scenarios on your model. 

I attended the ICAA seminar that you presented on November 28th and found it especially useful in addressing many of the questions around retirement planning. I would very much appreciate receiving the download of your Retirement Calculator program, as this appears to be an excellent planning tool. Thank you for offering to provide this program to the attendees.  

I was at your course in Calgary yesterday. Enjoyed the presentation – very helpful and appropriate to me. Thanks 

My name is … and I attended the course you instructed called "Unveiling the Retirement Myth” at the best Best Western hotel today. Just wanted to let you know that I really enjoyed the course.

I have been on courses on this subject matter before and always found them disappointing, so thanks again for a fresh view and take on retirement.

Hi, Jim. I truly enjoyed your seminar at Sutton Place Hotel in Edmonton on the 29th. I have been trying to give my "freedom 50" clients a reality check for quite a number of years. I get so tired of hearing: "I don't need to save any more money, I have plenty enough with my $500,000/$1,000,000 savings to stop working now (at age 50 or 55) a live well through my retirement. This false sense of security is then fueled by financial advisors who project 8 to 10% rates of return into perpetuity. Your models introduce a degree of reality into the discussions. On the other hand, they are not pessimistic since you can show the client how they can achieve their goals (more savings/lower expectations/off loading risk to an annuity company, etc.

Jim, I attended your course sponsored by the CA Institute of Alberta last Monday (Nov. 28) in Calgary.  I would like to thank-you for your presentation as it was quite informative and provides a realistic outlook on how an individual's retirement portfolio will grow during retirement based on the historical returns of the stock market.  Because it can be certain that the portfolio will not grow in that nice straight line that is portrayed by financial planners and financial institutions. Thanks again.

Thank you very much for your informative session. I see myself putting it to good use now and in the future.

I really enjoyed the seminar you delivered in Edmonton last week.

Mr. Otar, I attended your seminar "Unveiling the Retirement Myth" put on by the CICA in Edmonton on November 29, 2005. I found it one of the best seminars that I have attended recently & very informative. Thank you.